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At AAMCO of Gastonia, we put the CARE back in car care to help keep you on the road…without breaking the bank.

When an unanticipated breakdown or the need for an unforeseen repair arises, it can result in more than just stressing about getting your vehicle back on the road. AAMCO’s financing programs let you get that fix taken care of now, even if you have little or no credit.

We make it easy, from setting up financing, to managing your account – all from your computer or smartphone. Simply click the financing option below that best meets your needs and fill out the form to qualify.

Easy Pay

Good option for customers with ‘good’ credit or ‘little or no credit’

FEES: $40 processing fee for 90-day interest free promotion



  • ZERO down payment required
  • Interest rebate if balance paid in full in 90-days2
  • Build positive credit by making timely payments in full

LENDOR DISCLOSURES: 1Credit line subject to factors including income, banking history, length of employment and verification of contact information. 290-Day Interest Free Promotion -customer must pay off balance in 90 days to receive interest rebate. Up to a $40 processing fee applies.

American First Finance

Good option for customers with ‘good’ to ‘little or no credit’

FEES: Zero application fee. $50 initial payment required.

AVAILABLE CREDIT LINES: up to $5,000 for qualified customers


  • No Credit Needed*
  • Up to $5,000
  • 101-Day Payoff/Buyout Option
  • Fast & easy application with affordable payments

LENDOR DISCLOSURES: *Subject to approval and underwriting criteria. Approval is possible without a FICO® score, but credit may be checked.

Get Your Free Inspection Today