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At AAMCO of Gastonia, we put the CARE back in car care to help keep you on the road…without breaking the bank.

When an unanticipated breakdown or the need for an unforeseen repair arises, it can result in more than just stressing about getting your vehicle back on the road. AAMCO’s financing programs let you get that fix taken care of now, even if you have little or no credit.

We make it easy, from setting up financing, to managing your account – all from your computer or smartphone. Simply click the financing option below that best meets your needs and fill out the form to qualify.

AAMCO Synchrony Car CareTM Credit Card

Good option for customers with ‘good’ to ‘excellent’ credit

FEES: No annual feeƗ credit card / No application fee / $0 fraud liability

AVAILABLE CREDIT LINES: up to $10,000

PROGRAM BENEFITS:

  • 6 months promotional financing on purchases of $199-$749.99*
  • 12 months promotional financing on purchases of $750+*
  • Accepted at participating AAMCO locations and over 500,000 auto parts and service businesses.**
  • Use your card to fuel up at 200,000+ stations nationwide across all major gas brands.**
  • Click here to estimate your AAMCO credit card monthly payment.


LENDOR DISCLOSURES: For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.*Subject to credit approval. Minimum monthly payments required. See store for details. Gas station purchases are not eligible for promotional financing. **Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico.

Easy Pay

Good option for customers with ‘good’ credit or ‘little or no credit’

FEES: $40 processing fee for 90-day interest free promotion

AVAILABLE CREDIT LINES: up to $5,0001

PROGRAM BENEFITS:

  • ZERO down payment required
  • Interest rebate if balance paid in full in 90-days2
  • Build positive credit by making timely payments in full


LENDOR DISCLOSURES: 1Credit line subject to factors including income, banking history, length of employment and verification of contact information. 290-Day Interest Free Promotion -customer must pay off balance in 90 days to receive interest rebate. Up to a $40 processing fee applies.

American First Finance

Good option for customers with ‘good’ to ‘little or no credit’

FEES: Zero application fee. $50 initial payment required.

AVAILABLE CREDIT LINES: up to $5,000 for qualified customers

PROGRAM BENEFITS:

  • No Credit Needed*
  • Up to $5,000
  • 101-Day Payoff/Buyout Option
  • Fast & easy application with affordable payments


LENDOR DISCLOSURES: *Subject to approval and underwriting criteria. Approval is possible without a FICO® score, but credit may be checked.

Snap Finance

Good option for customers with ‘good’ or ‘little to no credit’

FEES:  Up to $3,000

AVAILABLE CREDIT LINES: $0 -$39 processing fee

PROGRAM BENEFITS:

  • Make affordable payments over 12 months!
  • Save when paying off early.
  • Apply online or on a smartphone.
  • Get a decision in seconds!


LENDOR DISCLOSURES: Loans by Transportation Alliance Bank, Inc., dba TAB Bank, see exclusions at snapfinance.com/privacy.

West Creek Financial

Good option for customers with little to no credit

AVAILABLE CREDIT LINES: $500 – $3,000

FEES: $10-$40 hold placed on debit card at time of application

PROGRAM BENEFITS:

  • Industry-leading approval rates
  • Fast online approvals usually take less than 10 seconds.


GENERAL DISCLOSURE: AAMCO of Gastonia, NC does not make loan offers, but pairs potential borrowers with lenders and lending partners. AAMCO of Gastonia, NC is not a lender, does not make credit decisions, broker loans, or make personal cash loans. AAMCO of Gastonia, NC does not charge fees for these services and products and does not represent or endorse participating loan lenders (third party lenders) or lending partners, services, or products. AAMCO of Gastonia, NC does not guarantee that completing an application or inquiry form will result in you being paired with a lender or lending partner or being approved for a loan. Credit checks or consumer reports may be performed by lenders or lending partners from credit bureaus or other providers of credit information. You are not obligated to use this site and are not obligated to contract with any third-party lender, lending partner, or service provider. This content is intended for informational purposes only and should not be construed as legal advice.  All information and disclosures above have been provided by each respective lender, AAMCO of Gastonia, NC does not accept responsibility or liability for its accuracy, completeness, or legality

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